Financial Services

Financial Services, AAS Degree

Professionals in Financial Services focus on the business and the management of money and credit. They work in credit unions, savings and loan institutions, finance companies, commercial banks, insurance companies, investment firms, financial planning firms, credit card companies, and finance departments of businesses. They also have the opportunity to become licensed as real estate agents, insurance agents, and satisfy prerequisites for investment licensures.

Semester	Course Title	Credits

First Semester
ACCT 210 ACCT 210	Principles of Accounting I	4
An introduction to the basic concepts of accounting. It teaches basic principles of accounting application to service and merchandising businesses in a sole proprietorship environment. This course also emphasizes the qualities of a properly designed accounting system including the principles of internal control and the use of special journals and subsidiary ledgers.
BUS 101 BUS 101	Intro to Business	3
Student will receive an overview of the many different elements in the business world. The overview will include the business environment, business ethics, types of ownership structures, management techniques, marketing principles, technological implications, monetary basics and investments.
BUS 140 BUS 140	Business Law I	3
Students will gain basic knowledge of United States law and the judicial system and will study law as it pertains to contracts, warranties, and product liability, consumer protection, real property, landlord and tenant, employment, partnerships, and corporations.
CIS 105 CIS 105	Introduction to Computers	3
Includes essential computer hardware and software concepts as well as an introduction to the Internet (basic navigation and searching), and the I-notes electronic mail program used at Southeast Tech. Students will gain a proficiency in working in a wireless local area network environment and with the Microsoft Windows Operating System. File management skills will be reinforced as students create documents, spreadsheets, presentations and databases using the applications included in the Office suite. The class will utilize a hands-on, exercise-oriented approach that allows students to learn by example. Students will complete a variety of projects focused toward the objectives of their given program of study.
ENGL 101T ENGL 101T	Composition	3
English Composition will help develop proficiency in writing concise, coherent essays, and in using correct English. Several modes of discourse will be explored and good grammar skills are required. This course will improve the student's critical thinking skills as it provides students with practice in all stages of the writing process: planning, supporting, rewriting, analyzing, proofreading, and editing. This course will also require critical reading and writing. Prerequisite: Placement Assessment
16
Second Semester
ACCT 211 ACCT 211	Principles of Accounting II	4
A continuation of Accounting Principles I. It will include accounting for payroll, current liabilities, partnerships, corporations, and bonds. Also covered are the statement of cash flows and an introduction to managerial accounting concepts, including job-order cost systems. Prerequisite: ACCT 210
BUS 130 BUS 130	Business Communications	4
Students will learn to write various types of business letters, memos, and reports. Correct English usage, spelling, punctuation, and proofreading will also be emphasized. All students will prepare a resume and cover letter and participate in an interview and presentation. Students will demonstrate business etiquette, and conduct an effective business meeting.
MATH 115 MATH 115	College Math	3
A course covering the concepts and applications of mathematics, that includes: the arithmetic order of operations, percent problems, descriptive statistics and graphing, algebraic manipulations, solving linear equations, formula rearrangement, word problems, measurement, and applied plane and solid geometry. This course satisfies the institution's general education requirements for mathematics, but is not a transfer course. Prerequisite: Placement Assessment
PSYC 101T PSYC 101T	General Psychology	3
Provides the student with an introduction to the basic psychological processes underlying human behavior. Topics include the functions of the brain amd nervous system, the characteristics of sensation, perception and altered states of consciousness, learning and memory, the nature of thinking skills and intelligence, theories of motivation, emotion and personality, a survey of psychological disorders and approaches to therapy, social/interpersonal relations, and practical applications.
SPCM 101T SPCM 101T	Fundamentals of Speech	3
Based on the study of communication theory as applied to public speaking. The goals are to improve the student's public speaking and listening skills. Experiences in the class range from developing speech outlines, researching topics, and practicing delivery techniques for an informative, persuasive, interviewing techniques and panel discussion assignment.
17
Third Semester
BUS 200 BUS 200	Principles of Banking	3
Students will learn about the history of banking and its current organizational structure. They will understand the relationship between deposit and credit functions and explore both traditional and non-tradititional bank products. Bank security, regulation and the role of the Federal Reseerve are discussed, as well as bank maketing techniques and future trends. Both consumers and banking professionals will enjoy this course offering.
BUS 209 BUS 209	Principles of Insurance	3
A basic study of life and health insurance available and the analysis of insurance coverage needs of an individual. The major areas covered include the types of term and permanent policies, annuities, how much insurance is needed, policy provisions, riders, and health insurance plans.
BUS 217 BUS 217	Customer Service	3
Providing excellent customer service remains one of the most important ways for any business to differentiate itself from competitors. In this course, students will improve their service skills through a multi-faceted approach: by learning how to handle difficult customers, by improving communication skills, by appreciating diversity and by building loyalty.
BUS 218 BUS 218	Project Management	3
This course discusses the factors necessary for the successful project management. Topics include project management concepts, needs identification, the project manager, teams, project organizations, project communications, project planning, scheduling, control and associated costs. Project management software tools will be an integral part of the course.
BUS 220 BUS 220	Personal Finance	3
Designed to provide students with the tools to become financially self-sufficient. Budgeting, cash management, risk management, investments, and estate planning will be covered to help students gain a better understanding of what to do with their current and/or future income.
MKT 160 MKT 160	Principles of Selling	3
Emphasizes the importance of establishing good relationships, finding prospect needs and a solution to those needs, and closing the sales interview. Also, students will examine the insights of dealing with customers in order to successfully satisfy the needs of both parties involved in a sale.
18
Fourth Semester
BUS 219 BUS 219	Fundamentals of Lending I	3
Either as consumers or as professionals, virtually everyone has a need to understand the basics of consumer loans. In this course, students will be exposed to the various types of consumer loans, the credit approval process, loan structuring, and loan recovery. Students will also learn how the banking industry effectively manages the consumer credit business by responding to changing consumer needs and by continuously improving its processes and management tools.
BUS 232 BUS 232	Real Estate Principles	3
Real estate is viewed from four perspectives: the business perspective, the legal perspective, the economic perspective, and the financial perspective. These perspectives are the predominant points of view that real estate professionals take when analyzing and implementing decisions. This course is certified by the South Dakota Real Estate Commission and fulfills 60 of the 100 hours required for licensure.
BUS 235 BUS 235	Principles of Investments	3
Principles of Investments will establish the groundwork essential to the development of investment strategies and the management of financial resources. A very technical and fast-paced industry will be translated to layman's terms so that anyone taking this course can feel comfortable in going to a brokerage firm to do trading of their own as well as being prepared to make a career in the brokerage business.
BUS 295 BUS 295	Financial Services Internship	3
Students will enjoy a capstone experience by working 180 hours in the business world, utilizing the opportunity to put into practice all that they have learned. Students will be guided to achieve specific objectives as developed by the company, student, and supervising instructor. Prerequisites: 2.0 CGPA and Instructor Approval
ECON 201T ECON 201T	Principles of Economics	3
Focuses on the art and science of economic analysis and will serve as an introduction to the basics of microeconomics concepts and how they are used in the national and global economy. Topics covered include scarcity, opportunity cost, comparative advantage, supply and demand analysis, price analysis, consumer choice, elasticity, production curves, cost curves, revenue curves, and market structure.
15
Total Credits: 66